I still don’t have a car.

I hesitated about writing a post like this, but I’m in a bit of a financial bind.

I still haven’t received the payout from my insurance company for the accident I was in three weeks ago (apparently they used the wrong address and it will be overnighted on Monday),  but because of the age of the car (’99 Toyota Corolla), the payout isn’t enough to get even a good used car.    I’m afraid I will have to resort to a Buy Here Pay Here dealership because my credit is nonexistent (that’s another story I won’t get into here but has to do with my narc ex ruining my credit rating).   That’s a burden I can’t really afford because I don’t earn that much, and it still requires a hefty down payment.


So I’m doing something I feel very uncomfortable doing and asking for help so I can get a good used vehicle.   I hope I’ve been doing something in return like writing and posting interesting and helpful articles that make you think, laugh, or inspire you in some way.

Thanking you in advance.  Any amount you can give is appreciated!

Donations can be made through my PayPal account:



Finally got my new set of wheels!

newcar1 newcar2

Two kind of incredible things that happened to me yesterday!


1. I got a new car! It’s a 1999 Toyota Corolla, great condition, runs like a dream. A little low to the ground, but I’ll get used to it. I got it at a low price through a guy through my church (much more trustworthy than relying on Craigslist) who is taking the old Taurus off my hands too. Everyone tells me these cars run forever if you keep them maintained. I know someone who has a Toyota Corolla that has over 400,000 miles on it.

I’d post a photo, but it was dark when I got it, and the car is a dark charcoal gray, and it’s raining. I’ll post one later today though! I’m taking the day off to go take care of things at the tag office. Yay! No more driving around doing free advertising in the company car.

2. I’m always hesitant to post stats-related info, but I told Opinionated Man about it and he told me to go ahead and brag about this so I will. On the 20th, this blog finally entered the Alexa top million website. As of today, it’s ranked at 993,830 globally and at 125,582 in the United States. I know these ranks don’t matter a whole lot until you get into the top 100K or so, but it’s still very encouraging.

Yes! I’ll have money soon!

Some of you probably know that for about a month, I’ve been without a drivable car.  I’ve been fortunate enough to be allowed to use the company car, but obviously this can’t be permanent and I’m limited as to where I can take the company car.

A few kind people sent small donations to my car fund (thank you very much to those who contributed!) but the GoFundMe was a bust and I took it down.

I’d been worried about my tax refund (I worry myself into a frenzy every year) which my daughter and I filed together (since she lived with me much of last year).   I had no reason to worry, because it’s more than I expected and should be enough to put at least a good down payment on a decent used car and might even be enough to purchase a used car upfront, if I’m careful.   I’ll be using my 2001 Ford Taurus as a trade-in or I might try selling it on Craigslist first.  It’s got several great things going for it: new tires, a new transmission (rebuilt last year), and an amazing sound system (I will miss that!)   Between the money I get from the car, my tax refund, and the little bit I’ve been able to save from donations, I should have enough.

I was a nervous wreck before DD and I left for the tax preparer, but I came away feeling great because the news was actually good (it always is).   I don’t know why I drive myself insane over this every year.   I waste so much time just worrying and fretting over everything.  Worry flies in the face of faith; if you have enough faith you don’t worry.

After we left the tax preparer’s office, DD and I celebrated by having a late lunch at Waffle House.    I wouldn’t let her take any pictures of me, but here’s a few of her enjoying her meal (and her phone).

rowan_13016 rowan_13016_2 rowan_13016_3

   Worry is useless, because if what you worry about never happens, you’ve worried for naught, and if it does happen, you lived through it twice. — Unknown